NFTfi Sunset – FAQ

What should I do right now?

If you have an active loan or lending position, plan to close it out through app.nftfi.com before August 31, 2026, when the front-end goes offline. Nothing is urgent today, and nothing is lost after that date — the contracts keep working — but the app is the easiest way to act, so don't leave it to the last day.

About the decision

Is this an emergency? Were funds hacked or exploited?

No. NFTfi has never lost assets or funds in 6 years. This is a planned, voluntary sunset, and your funds are safe.

Why is NFTfi sunsetting?

The NFT market has contracted to a size that no longer covers the cost of operating a protocol like NFTfi. We remain optimistic about NFTs long term, but the timeline to that future is uncertain, and we can't keep subsidizing the protocol against it.

Do you still believe in NFTs?

Yes. Sunsetting the protocol doesn't change our belief in NFTs, digital ownership, and decentralization — in a more volatile world, that matters more, not less. We stay optimistic about the category over the long term, including as it grows to represent new kinds of assets on-chain.

For borrowers

I have an active loan. What happens to it?

You have until July 31 to refinance for a maximum of 30 days each cycle and until August 31 to repay.

Can I take a new loan?

No — new originations end as per June 8 2026.

Can I refinance?

Yes, until July 31, with a 30-day maximum per refinanced cycle, so no position extends past the Aug 31 cutoff.

Why is refinancing capped at 30 days?

It gives borrowers a soft landing without letting positions roll past Aug 31.

For lenders

I have active lending positions. What happens?

They continue under existing terms. Borrowers repay at maturity; on default, the standard liquidation applies and you claim the collateral NFT as always.

Can I fund new loans?

No new loans can be originated. Refinances of existing loans remain available until July 31 (30-day max per cycle).

The dApp, smart contracts, safety and token

Are my funds and collateral safe?

Yes. NFTfi has always been non-custodial. Collateral lives in smart contracts on Ethereum, never on a team server or wallet — the team has never been able to move user collateral, and the sunset doesn't change that.

What exactly goes offline on August 31?

The web front-end at app.nftfi.com goes offline.

After July 31, the contracts will be paused and will remain in that state permanently. In this paused state, only loan repayments and foreclosures will remain possible.

New loans and refinances will no longer be possible once the contracts are paused.

What happens to the token?

Those matters sit with the NFTfi Foundation, separately from the protocol team.

Support

Where do I go with questions?

The NFTfi Discord is the primary support channel through the sunset — open a ticket in #support or ask in the relevant channel. The team and community managers are active through Aug 31.